:root{--ink:#071b2a;--navy:#09283d;--deep:#04131e;--paper:#f4f8f7;--panel:#ffffff;--muted:#52636b;--electric:#a7ef39;--cyan:#26c6da;--line:#d7e3e5;--max:1160px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;background:linear-gradient(180deg,#f8fbfa 0,#eef6f4 100%);color:var(--ink);line-height:1.65}
a{color:#087b88}header{background:rgba(4,19,30,.97);position:sticky;top:0;z-index:10;box-shadow:0 8px 28px rgba(4,19,30,.12)}
.nav{max-width:var(--max);margin:auto;padding:15px 22px;display:flex;gap:24px;align-items:center;justify-content:space-between}.brand{font-weight:900;text-decoration:none;color:white;letter-spacing:-.02em}
nav a{margin-left:18px;text-decoration:none;color:#d8e7eb;font-size:.93rem;font-weight:700}nav a:hover{color:var(--electric)}
main{max-width:var(--max);margin:auto;padding:54px 22px 84px}.hero{max-width:none;padding:58px 52px;border-radius:22px;background:radial-gradient(circle at 80% 10%,rgba(38,198,218,.26),transparent 30%),linear-gradient(135deg,var(--deep),var(--navy));color:white;box-shadow:0 24px 60px rgba(4,19,30,.16)}
.hero .lead{color:#d8e7eb;max-width:760px}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.74rem;font-weight:900;color:#16899a}.hero .eyebrow{color:var(--electric)}
h1{font-size:clamp(2.5rem,6vw,5.3rem);line-height:.98;letter-spacing:-.055em;margin:.18em 0}.hero h1{max-width:900px}article{max-width:850px}article h1{font-size:clamp(2.3rem,5vw,4.2rem)}
h2{margin-top:2.2em;line-height:1.12;letter-spacing:-.025em}.lead{font-size:1.22rem;color:var(--muted)}.actions{display:flex;gap:12px;flex-wrap:wrap;margin:30px 0 4px}
.btn{display:inline-block;background:var(--electric);color:var(--deep);text-decoration:none;padding:14px 20px;border-radius:9px;font-weight:900;box-shadow:0 8px 20px rgba(167,239,57,.18)}.btn:hover{transform:translateY(-1px)}.secondary{background:transparent;color:white;border:1px solid #8ba4ae;box-shadow:none}
.grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:22px 0}.card{background:var(--panel);border:1px solid var(--line);padding:22px;border-radius:13px;text-decoration:none;color:var(--ink);box-shadow:0 8px 24px rgba(7,27,42,.045)}.card:hover{border-color:#91bdc3;transform:translateY(-2px)}.card span{display:block;color:var(--muted);font-size:.93rem;margin-top:7px}
.disclosure{border-left:4px solid var(--cyan);padding:13px 17px;background:#eaf9fb;border-radius:0 9px 9px 0;font-size:.9rem}.cta{margin:38px 0;padding:30px;background:linear-gradient(135deg,var(--deep),var(--navy));color:white;border-radius:15px;box-shadow:0 18px 40px rgba(4,19,30,.14)}.cta h2{margin-top:0}.cta p{color:#d8e7eb}.cta .btn{color:var(--deep)}
.offerbar{margin:28px 0 0;padding:18px 20px;background:#102f43;border:1px solid #31566b;border-radius:12px;display:flex;align-items:center;justify-content:space-between;gap:18px}.offerbar strong{display:block;font-size:1.05rem}.offerbar span{display:block;color:#c9dbe1;font-size:.9rem;margin-top:3px}.offerbar .btn{white-space:nowrap}
.badges{display:flex;gap:10px;flex-wrap:wrap;margin:24px 0}.badge{background:#e7f8d0;color:#29460a;border:1px solid #cceaa8;border-radius:999px;padding:7px 11px;font-size:.82rem;font-weight:800}
footer{background:var(--deep);color:#aebfc5;padding:42px 22px}footer>div{max-width:var(--max);margin:auto}footer strong{color:white}
@media(max-width:720px){nav{display:none}.grid{grid-template-columns:1fr}main{padding:28px 15px 60px}.hero{padding:38px 24px;border-radius:16px}.offerbar{align-items:flex-start;flex-direction:column}.offerbar .btn{width:100%;text-align:center}}

.reviewbox{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:13px;overflow:hidden;margin:30px 0}.reviewbox>div{background:white;padding:18px}.reviewbox span{display:block;color:var(--muted);font-size:.78rem;text-transform:uppercase;letter-spacing:.07em;font-weight:800}.reviewbox strong{display:block;margin-top:5px}.callout{background:#eaf9fb;border-left:5px solid var(--cyan);padding:20px;border-radius:0 12px 12px 0;margin:30px 0}.proscons{display:grid;grid-template-columns:1fr 1fr;gap:18px}.proscons>div{background:white;border:1px solid var(--line);border-radius:13px;padding:22px}.proscons h3{margin-top:0}.smallnote{font-size:.82rem}@media(max-width:720px){.reviewbox,.proscons{grid-template-columns:1fr}}

.legalnav{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.legalnav a{color:#d7e7eb;text-decoration:none}.legalnav a:hover{color:var(--electric)}.legalnav span{color:#607b87}

.topicnav{background:#0c334a;border-top:1px solid #254b60}.topicnav>div{max-width:var(--max);margin:auto;padding:9px 22px;display:flex;gap:20px;overflow:auto;white-space:nowrap}.topicnav a{color:#d9e9ed;text-decoration:none;font-size:.84rem;font-weight:800}.topicnav a:hover{color:var(--electric)}
.breadcrumbs{display:flex;gap:8px;align-items:center;color:#6a7a82;font-size:.82rem;margin:0 0 24px}.breadcrumbs a{color:#47707a;text-decoration:none}